Housing Counseling
Housing Counseling
Housing counseling services are offered at MCDC for prospective home buyers who would benefit from individualized sessions with certified counselors.
MCDC is blessed to have a total of four counselors (one on staff and three volunteers) who have many years of combined experience in providing one-on-one guidance in preparation for home ownership. Counselors help participants put into action many of the principles learned in the Money Smart and Home Ownership classes by developing household budgets, reviewing credit reports and creating credit score improvement plans, developing savings strategies, and reviewing debt to income ratios as deemed desirable by lending institutions.
Counseling sessions are by appointment only. To schedule an appointment, please fill out the form below or call Tangie Beaty at 803.726.0566.
Foreclosure Mitigation
MCDC housing counselors are also trained in assisting those who are facing foreclosure in developing strategies to maintain their homes and/or positive credit histories through mitigation. Counselors will work with individuals to develop a mitigation plan and may even contact the mortgage holder to negotiate payment options.
Are you behind on your mortgage payments?
Are you facing foreclosure?
Attend one of the Mortgage Default and Foreclosure Clinics sponsored by Midlands Community Development Corporation to see what can be done to save your home.
Clinics will be held every 1st & 3rd Saturday (9:00-11 am)and the last Thursday of each month (5 pm-7 pm) starting APRIL 18, 2009 at the C.R. Neal Dream Center - 2430 Atlas Road - Columbia, SC 29209 (Across From Bible Way Church).
Clinics are free-of-charge but registration is required. To register for a foreclosure clinic call 1-888-320-0350. Clinics are provided in Spanish in some areas. Don’t Delay! Act Today!
Take Early Action
Persons facing foreclosure are advised to act as soon as the first payment is missed and avoid the tendency to delay taking action. The sooner mitigation strategies are attempted the better the possiblity of favorably resolving the foreclosure situation.
If you or someone you care about faces forclosure call for a confidential appointment today. You will be scheduled with one of our housing counselors at the earliest possible date and time. Don't delay; call Tangie Beaty today at 803.726.0566 for your personal appointment.
Stay tuned for more information on the Foreclosre Mitigation workshops. Exact dates and times will be posted on this website as they are scheduled.
